A user initiates payment to another person or merchant.
The platform delivers an offer for a discount from a nearby merchant, such as a restaurant.
The discount is automatically applied to his bill when he pays with mobile payment
Before shopping, a user pro-actively consults the mobile payment platform for deals. A series of relevant offers are presented from nearby merchants.
The user chooses the offers he or she wants and the discounts are automatically applied to her purchases when she pays with mobile payment.
The discount is automatically applied to his bill when he pays with mobile payment.
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